Storm Damage

Hassle-Free Storm Damage Restoration

Spring Valley Roofing and Gutters is the reliable team you need when it comes to storm damage repair and restoration in Fort Dodge and the surrounding areas. You can trust over 35 years of experience. We’re here to help you with all your after-storm damage and hail damage needs.
Natural disasters cannot be avoided. However, after a weather-related emergency, when you act quickly you can minimize further damages. Our team can help you save money.
Contact us for immediate and appropriate assistance if your roof was damaged by a storm. We have an experienced, knowledgeable, ready, and well-equipped team to help you get back to your home or business.

What to Do After a Storm

  • Stay Safe: Don’t assume power lines are dead. If a tree fell on your house stay away from it and call the power company
  • Call Your Insurance Company: Report all damage to your insurance company as soon as possible to settle your claim more quickly and accurately
  • Prevent Further Damage: Protect your home from further damage and theft with temporary repairs. Place plywood, tarps and other materials over openings in roofs, walls, and windows and keep receipts so you can submit them to your insurance company later
  • Be Prepared: Prepare as much information you can about the damage - structural and your possessions. Take pictures and make a list of everything you want to show the adjuster
  • Call Creditors: Notify any creditors of the lost bill or if you are unable to pay. If your home is uninhabitable ask your utility company to stop billing you
  • Find Your Policies: Gather your homeowner's or renter's policy to prepare to file. Talk to your agent about what to do next
  • Find A Reputable Contractor: Take special care when choosing your contractor; check credentials with your local Better Business Bureau, inspect licenses and liability insurance
Storm Damage Roof Restoration

When Storm Chasers Are Door-Knocking in Your Neighborhood

  • Make sure they are licensed in your city
  • Inquire what city they came from
  • Ask what other storms they have been involved in and research it online for fraudulent behavior
  • Ask what contractor name are they using and working under
  • Verify part by part any proposal you are given for a project at your home
  • NEVER sign anything with a contingency
Storm Damage Roof Restoration

How to File an Insurance Claim

There are so many factors to consider after a large storm hits your neighborhood and the area looks more like a war zone than a picturesque place to live! To make your insurance claim filing process a little easier, here are six easy tips:
  • Record the date of the storm. Take pictures all the way around your home of signs of damage that you can see from the ground. Take the time to print off some news stories online regarding the storm hitting your area for proof
  • Research three reputable construction companies to obtain three estimates or proposals. Ensure that your contractor is doing a full property inspection of your windows, siding, roofing, gutters, screen, concrete and AC unit just to name a few
  • Find your insurance policy and read it over carefully. After understanding your policy, contact your claims representative and inform them of your recent storm damage. Be sure to have all of your documentation such as pictures and articles ready to send them as well as the estimate you choose from the three reputable contractors
  • Request your insurance adjuster be there the same day as your contractor. Your reputable contractor’s job is to ensure your insurance adjuster plays fair and provides you with a fair assessment of your property damage
  • Any type of damage to your home devalues it, so if you claim is denied, understand that you are entitled to meet with three insurance adjusters. Even a relatively small amount of damage to your home should result in an approved claim. Remember, you pay your premiums every month
  • When your claim is approved, your insurance company will send you two separate payments. The first payment is for the materials cost of your job. Once your job has passed a city inspection, you will have a change to approve the work done before making the final payment
  • Ensure that the work performed is done to your satisfaction and your contractor signs a lien waiver
With an Act of God storm damage claim, remember that most state laws prohibit insurance companies from canceling your policy. Keeping this clause in mind, most companies also cannot raise your rates. Do not feel threatened, when your insurance company mentions they are going to raise your rates if you file a claim.

We're There When You Need Us

We are known for our quality exterior products and services. In addition, we’ll pay close attention to seamless damage mitigation, repair, and restoration. When it comes to exterior configurations and materials manufacturers, our team has extensive knowledge and experience.
  • Insurance negotiations
  • Material defect claims
  • Residential roofing services
  • Soffit or fascia repair and replacement
  • Gutter repair and replacement
"Recently our family needed to re-roof our home. We made a few phone calls to several local roofing contractors, no one seemed too interested in calling us back, except Andy Hawkins at Spring Valley Roofing and Construction. Andy came over that evening and delivered a proposal, which was less than we assumed it would be. We agreed on the deal and picked out a shingle color and were told the crew would be at our house in about a week. A few days later the materials were dropped off. The next morning the crew showed up, tore off the old roof, installed the new roof including some minor repairs, cleaned up and were gone before I got home from work. My wife and I are very pleased that Andy and his crew delivered as promised. We would recommend them to anyone."

- Mick & Janet
Fort Dodge, IA
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Call us at 515-576-6438
Metro Roof Products
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